Having good organizational skills is always a good idea, but is particularly crucial when it comes to your personal injury claim, which will involve vast amounts of documents, all of which carry significance and serve a purpose in your case. At any given moment, you may be asked to produce a certain document, or will need to access it to answer a question, so if you fail to keep them organized, this could hurt your case.
To stay organized, keep a file folder. Documents should be organized and divided by category, so that you can easily refer back to them when necessary. This will avoid needlessly shuffling through an endless stack of papers.
File Sections and Contents
- Property Damage: Include any documents that relate to property damage sustained in the car accidents, such as body shop estimates, towing bills, and receipts or estimates or other damages.
Correspondence: Chronologically file all written correspondence from most to least recent. Include:
- Notification letter to the at-fault driver and his or her insurance company
- Insurance company’s reservation of rights letter
- Letters to any and all medical providers
- Correspondence to and from the insurance adjuster
- Your demand letter
- Any other correspondence related to your injuries or claim
- Medical Bills: Include every bill from all medical providers in chronological order, from most to least recent. This includes not only your doctor, but any specialists you may have been referred to, such as a chiropractor or therapist.
Medical Records: In addition to your medical bills, it is important to keep and organize
documentation related to medical treatment you received. Chronologically
list every medical procedure or treatment related to your injury and attach
all copies of your medical records. This includes:
- Admitting charts
- Notes made by doctors and nurses
- Exams and test results
- Doctor’s medical narratives
- Wage Verification: For this section, include a letter from your employer and other verification you may have of lost wages and compensation.
- Witness Information: If there were any witnesses at the scene of the car accident, be sure to include their contact information and written statements. If there are multiple witnesses, arrange them in alphabetical order.
- Photographs: Develop any photographs taken at the scene or after the accident, labeling and dating each one.
- Notes: Reserve a section in your folder for your own notes. Any time you speak with the insurance adjuster, a witness, medical provider, or your employer, be sure to take notes. You can also make a note of any offers you receive and counteroffers you propose.
Lastly, be sure to keep a calendar and note any important dates, such as the statute of limitations date. Staying organized will ensure that this process goes as smoothly as possible and you will never be searching for important documents at a vital moment.
Worcester Personal Injury Attorney
Being involved in an accident is often an overwhelming experience, the shock of which continues to reverberate throughout your life as you deal with the stress of mounting medical bills, lost work, and pain from your injuries. You do not have to bear the burden of this. It is your right to pursue compensation and hold at-fault parties responsible for their actions. At the Law Office of Robert W. Kovacs, Jr., we serve as fierce advocates for our clients and fight diligently to obtain the compensation you deserve. We have successfully represented hundreds of clients and are prepared to do the same for you.
Learn more about what we can do for you. Call us at (508) 926-8833 for a free case evaluation.