Despite the fact auto collisions are extremely common, people are rarely prepared to deal with the aftermath. Even a small bumper-to-bumper accident can throw people into confusion and cause them to make mistakes. These mistakes can cost them dearly later by harming their chances of being compensated by the other driver or insurance company, even if the other driver is at fault. Avoid the following top 3 mistakes people make following a collision.
Mistake #1: Not Going to the Doctor
Whether the co-pay is expensive or people just don’t like waiting an hour to be seen, sometimes they chalk up pain following an accident to a pulled or strained muscle and avoid going to the doctor at all. However, not only is avoiding the doctor a dangerous practice, but it can prevent a person from later receiving full compensation if they eventually discover a severe injury. For example, someone who is inexperienced with concussions may not realize their symptoms. They could be experiencing internal bleeding in the brain without knowing it, which could be dangerous. If they later need to be hospitalized for treatment, the insurance company may not cover those hospital bills because the person didn’t go immediately for treatment after the accident. Even going for a basic once-over will help create a medical paper trail the insurance company can’t later try to deny.
Mistake #2: Not Exchanging Information
Even in a small collision, you should exchange your information with the other driver. You may not notice any damage now, but you never know what could develop later. Ask for the person’s name, address, phone number, license number, insurance information, license plate number, and the make and model of the other vehicle.
Mistake #3: Trusting the Insurance Company
Insurance companies are rarely on the side of anyone but themselves. They make money by people paying premiums for financial protection these people may or may not need later. Insurance companies lose money, however, whenever someone files a claim. If they can get out of paying you the full amount, they will. Make sure you take everything they say with a grain of salt. If you suspect your insurance company of acting against your behalf, discuss your case with an experienced personal injury attorney.
The Law Office of Robert W. Kovacs, Jr. is a firm that can provide you with the resources you require to seek compensation for medical bills, lost wages, and pain and suffering. Our Worcester car accident attorneys are experienced in dealing with reluctant insurance companies. Let us see how we can help.
Contact us at (508) 645-4073 or fill out our online form to schedule a free case review today.